Welcome To Pampering4life Lifestyle

Thank you for following me and learning more on how you can live your "Best Life" each and everyday just by doing exciting things to awaken and pamper what is most important in your life. Pampering4life is a lifestyle of pampering all aspect of one's life. It is the ultimate indulgence of pampering your mind, body, and freedom. Please make sure to take time for yourself at least 10 minutes a day. Relax and feel your desire to live the life God has given you after all "Pampering4life" is a celebration of you....

About Me

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New Jersey, United States
Just some information about me. I'm a wife, board certified integrative health counselor, and amateur ballroom dancer. I enjoy life by living each day like it is my last. One of my favorite hobbies is to travel, travel, travel, and to learn different cultures of all kinds. After a recent lay off..I realized my passion and purpose in life is to inspire people by showing them how to enjoy their life and to pamper all aspects of it. This includes your health, your wealth, and most important your mind by making the connection to what living is really about. Pampering4life is about making small changes and reaping BIG RESULTS! I look forward to opening up a new world for you so you to can live your BEST LIFE

Sunday, March 20, 2011

Pampering4life Financial Health: Women and Money

There's never been a better time for women to take control of their financial futures. Even if financial equality has not been achieved, women are more financially successful and independent than ever before. With that success comes more responsibility to organize and manage their financial health.
  • There are over 10 million female-owned businesses in America, generating more than $2.5 trillion in annual revenue.

  • Women are starting new companies at twice the rate of men, according to the National Foundation for Women Business Owners.

  • Women tend to be better investors than men. According to a recent study by the National Association of Investment Clubs, women's investment clubs outperformed their male counterparts by a wide margin in 9 out of 12 years.
While more women today are taking charge of their financial future, many leave money management to men or ignore it altogether. As a result, far too many women stay on the sidelines of the money game and never take charge of their financial future.

Why are Women's Financial Needs Different?

At first glance, it may be difficult to believe that women's financial needs are all that different from men's. However, while the general principles of financial planning are universal, women face unique challenges that amount to different financial needs.
  • Women live longer than men (an average of 7 years) so they need 20% more for retirement.

  • On average, women earn 25% less than men.

  • Since women tend to take time off to raise children or take care of parents (women take off approximately 11 years more from work than men), they save less than men do for retirement.

  • After earning lower salaries for fewer years, women's social security benefits are about half of men's.

  • The majority of women had certificates of deposit (CDs) in their retirement savings accounts when a more aggressive investment vehicle was more appropriate.

The Consequences are Serious.

  • Almost 1 in 4 women are broke within two months of a husband passing away.

  • Over 75% of all women are eventually widowed at an average age of 56.

  • 53% of women are not covered by a pension compared to only 22% of men.

  • A staggering 87% of the poverty stricken elderly are women.
The statistics are startling--but it's never too late to start taking control of your financial future.

1 comment:

anton said...

A perfect combination of health and money. I like this new option for women for better health.
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